Insurance and Payments

Accepted Insurances
  • Aetna

  • Aetna EAP (Life Care)

  • ASR/Physician's Care

  • Blue Cross Blue Shield (BCBS)

  • Blue Care Network (BCN)

  • ChampVA

  • Cofinity

  • Medicaid - Meridian

  • Medicaid - McLaren

  • Medicaid - Molina

  • Medicaid - Priority Health

  • Medicare - Aetna Better Health

  • Medicare Plus Blue PPO

  • Medicare Part B (Traditional)

  • Medicare - Priority Health

  • Mines and Associates EAP

  • Mutual of Omaha EAP

  • Priority Health

  • Tricare East

  • UHC/Optum UBH

  • UHC/Optum EAP

  • United Health Care (UHC Medicaid)

  • VACCN (VA Community Care Network through Optum)

Insurances Pending

The credentialing process is pending for the following insurance companies:

  • Aetna Cofinity

  • Blue Cross Network Commercial

  • Blue Cross Network Advantage Medicare

  • Blue Complete

  • Charles Nechtem EAP

  • Cigna and Cigna EAP

  • HelpNet EAP

  • Healthcare Management System (HMS)

  • Humana Medicare (HMO, PPO, PFFS)

  • Magellan

  • Medicaid

  • Meridian Commercial / Wellcare

  • Multiplan

  • Network Advanced Services EAP

  • Palmetto Railroad Medicare

  • Tricare

As the companies become in-network approved we will update the Accepted list above.

Payment Options

Payment for counseling services are due and payable in the office at time of service, including insurance deductibles.

We accept:

  • Insurance

  • Cash

  • Checks

  • Credit Cards

  • HSA

Standard Fee $170/hour
(or sliding scale fee for those who qualify) 

Accommodations can be made for clients requiring additional paperwork from a therapist (i.e., ADHD assessments, treatment records, etc.)

Regarding Social Security Disability:

We can submit client medical records directly to Social Security for clients requesting Social Security Disability benefits (medical release form required: Authorization for Scheduling, Billing, and Payment Purposes). 

However, White Oak Counseling and Recovery is not legally authorized to assist in filling out or submitting questionnaires to Social Security.

Please call us at 269-205-2402 to discuss information, fees, and payments for these services.